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Old 04-17-2005, 11:19 AM   #1
MAria R
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How early do you plan?

I was wondering because I have 2 failed trips I tried to plan this year and it stinks. Since I was able to go last summer I have been trying to figure out what went wrong. I guess I didn't make the trip my priority and spent too much money on other things. So I have to go next June (I am in withdrawal), I guess I should start planning now especially the budget. The key is to remember throughout the next year is that this is my goal and not spend money? How do you guys save up when the trip is so far off?
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Old 04-17-2005, 11:32 AM   #2
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Re: How early do you plan?

We save up for our trips by putting a set amount away each month in our holiday fund, which pays for all the big expenses - i.e. flights, rental car, park passes and DVC dues (in place of accommodation costs). That way, all that is already taken care of and all we have to save up for is expenditure while we're out there. We find this system works well for us.
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Old 04-17-2005, 11:40 AM   #3
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Re: How early do you plan?

I find if I just take $50/paycheck and put it into my savings, I won't touch it (I use my checking account for most everything) That way by the end of the year it comes to about $1200. I pay for the room as soon as I make the reservation, so this is food and fun $.
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Old 04-17-2005, 12:28 PM   #4
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Re: How early do you plan?

For me, I usually earmark a certain amount of my tax refund for hotel, tickets and airfare. Then the rest, I just save. We have a coin jar going, which we will use for souveniers. My DD is in the spirit, too, so ANY change we find goes in there. Also, she is 12, so she is always asking me to let her 'work' at my office for money for vacation. I have her do little small jobs, and pay her $5-10 dollars at a time. She is actually a much better saver than I am so she will have quite a chunk of change when we finally go on vacation. She is proud to buy things for herself and her friends out of 'her' money. Amy
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Old 04-17-2005, 12:40 PM   #5
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Re: How early do you plan?

We have an account that we use just for vacatons. We take so much from each pay and put it in the account every month. I'm sure you will figure out what works best for you Maria!! Good luck!!
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Old 04-17-2005, 12:46 PM   #6
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Re: How early do you plan?

That change jar can really mount up! I never spent a coin, always bills and all change goes into the jar. DH spends coins in machines, so he drops bills into the popcorn bucket (from WDW) along with his coins occassionally. If you handle the credit cards well, get one that can pay off in airfare or at WDW. We have the Disney Visa and charge everything imaginable to it. We then pay it off fully at the end of each month. That, of course, is the catch to making it worthwhile. Can you get automatic savings deductions from your paycheck? If so, do that. If you never see it, you don't plan to spend it.
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Old 04-17-2005, 01:30 PM   #7
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Re: How early do you plan?

DH is a contractor, so money comes in bits and spurts. It is very hard for me to look at a $20,000 check and remember that most of it belongs to someone else! When we do have a bit of a surplus, or when my $100/month savings account reaches a certain number, I go ahead and purchase passes, airfare, or make a payment on the resort, so that it's all paid for and that money is "gone". I also do a change jar, I don't spend any change and in the summer months (when DH is working) I don't spend any singles...they all go in the jar, too. That money is for food, souvenirs, etc.

Good luck saving...I know it's hard!
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Old 04-17-2005, 03:02 PM   #8
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Re: How early do you plan?

Thanks for the ideas. Putting money into savings every month was an idea that I had toyed with, treating it like a bill that has to be payed that way I won't spend it. The hard part is keeping my hands off of it especially when things get tight. The money jar is a really good idea, that's something I can start now. Hopefully by this summer when I get my finances straightened out I will have a game plan that I can put into action.
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Old 04-17-2005, 03:07 PM   #9
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Re: How early do you plan?

We have a vacation club account that is through our credit union and comes directly out of my check!
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Old 04-17-2005, 03:13 PM   #10
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Re: How early do you plan?

We plan a year in advance and put away money each month in our Vacation Club account with our credit union. We are also DVC members which takes care of our lodging each year. Then I pick up the new Passporter as soon as it is available and begin considering which restaurants we want to get PS for and count down to 90 days.
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Old 04-17-2005, 04:38 PM   #11
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Re: How early do you plan?

We transfer $200/month to a vacation account and any extra $ also gets transferred to it.
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Old 04-18-2005, 09:19 AM   #12
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Re: How early do you plan?

As soon as I get home from one trip to Disney, I start saving the change up right away. Also I begin planning as soon as I know that I'm going. My next trip isn't until Jan. of 2006 but I've already started an itinerary, put money aside in envelopes for mousekeeping, etc... I've come to find out that the sooner you begin planning the better the trip seems to go.
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Old 04-18-2005, 09:38 AM   #13
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Re: How early do you plan?

The key to a successful trip is planning. Double checking and getting a great travel agent who knows more then you do. I still keep in contact with her and have now another TA for Disney Land. Some things went a little askew with our WDW trip but nothing that we couldn't handle. We are planning a Xmas 2006 trip to CA and still feeling a little confused, but know that because we are planning so far in advance, that our TA can't help us until October. Which is when we will give him the green light to make the arrangments. I also do a lot of reading and ask a lot of questions. This board is terrific in that. Still waiting for the Disney Land Passporter to come out so I can take it to the beach with me this summer. Good luck and all I can say is this, plan, plan plan, take notes and ask questions and if you dont' get the answers? Find someone who can answer them. Good luck.


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Old 04-18-2005, 09:40 AM   #14
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Re: How early do you plan?

[ QUOTE ]
How do you guys save up when the trip is so far off?

[/ QUOTE ]

In a way, the farther off the trip is, the better.... at least in terms of saving!! The more time you have, the more you can save -- or the less drastic your saving "measures" have to be.

Here is a link to some good advice from other PassPorters on their saving techniques:
http://www.passporterboards.com/ubb/...mp;Board=UBB27

Good luck!
Eileen
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Old 04-18-2005, 11:05 AM   #15
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Re: How early do you plan?

I put all my pet sitting money into two accounts, rainy day and my vacation account. When I get the dates to my vacation set (usally 4-3 months out) I put 100% of my pet sitting money in my vacation account.
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