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Old 07-07-2010, 03:50 PM   #1
DisneyLuv
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Disney Visa... Is it worth getting?

does the card offer special discounts or rewards if you use it to pay for a vacation package? not sure at the moment of the interest rate, etc. we usually have our trips paid off prior to leaving so never have a credit card balance after we return anyway (well, except for the souvies we buy!), but this may be worth a look if the incentives are good enough!
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Old 07-07-2010, 04:08 PM   #2
nursemom
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You earn 1% back that goes to a Disney gift card and you can pay back your Disney vacation room/package interest free for 6 months. I hate having any debt, so I paid it off right away. It really is not a lot of money back compared to the Discover card. There are some discounts at DTD if you spend over 50$ or something at World of Disney and use your Disney Visa. I just like the card because I love Disney things!
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Old 07-07-2010, 04:09 PM   #3
minnie025us
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It's 0% interest for 6 months on Vacation pkgs.

I have the card and use it for all our bills and expenses. We've accumulated over $200 in rewards that we will be using on our trip

www.disneyrewards.com is the site to go to for all the info and perks on the card.

HTH
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Old 07-07-2010, 08:26 PM   #4
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I thought the discount was extended to any store on property as long as you spent $50???

The rewards really aren't any better than any other card, but it's more fun to accumulate money to spend at Disney! Right now we have about $110 rewards dollars...we have til December though...so I hope to accumulate some more. And we always pay for our trips with the card...earn more points!
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Old 07-07-2010, 09:51 PM   #5
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We have it, but don't use it alot anymore. I like to pay off the CC bills at the end of each month~So we usually stick to the AMEX card.
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Old 07-07-2010, 10:22 PM   #6
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There is also the option of the Disney Visa debit card, which I have. There are some perks, but as stated above they are average. Here is a link to the Chase site: Disney Rewards Visa and Debit Cards from Chase The draw for me is that it is a Disney card, and I do accumulate Disney reward dollars to spend when I am on vacation down there.
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Old 07-07-2010, 11:14 PM   #7
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I don't use mine much. I got it primarily b/c they gave a $100 credit after the first purchase, and also we wanted to go to the character meet and greet at Epcot that they have for cardholders - you get a free pic too. The line was pretty long when we went, but the pic is one of my faves from WDW as there were so many characters in the pic
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Old 07-07-2010, 11:48 PM   #8
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We were charter card members and still put everything on it and pay off weekly. The points really add up, last trip it paid for all of our food. Next time it will be meals and then some. DH travels for work and puts that on it as well, the company pays him back and I use it to pay the bill....free points. The interest rate can get nasty so keep an eye on it.
The discount at DTD is nice and they have varying promotions during the year, I just keep checking on them. They also had a nice incentive for signing up, a 200 gift card, not sure if thats still going or not.
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Old 07-08-2010, 12:19 AM   #9
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I've had mine for years. DH has one too. I've recently started buying everything with it to earn the reward dollars. DH has 270 on his and I'll have close to 200 on mine, so that should pay for all our tips and some fun too!

I also got 10% at the local Disney Store for spending more than $50.
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Old 07-08-2010, 12:46 AM   #10
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I have the Disney Debit card (only because its disney) but i want the credit card soooooooooooooo bad!!!!
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Old 07-08-2010, 01:31 AM   #11
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We have the Disney Visa Credit version- we actually paid for our DVC membership with it (interest free- we don't ever carry a balance) over a series of quick installments and really racked up some nice Gift Card $$. You also get a discount when you pay with it at the online Disney store, in addition to some perks in the parks. So far it's worked out great for us, we've only had it a couple of months, but thanks to our big purchase of DVC have close to $300 in spending $$ for our December trip.
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Old 07-08-2010, 06:49 AM   #12
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we signed up for it this year when we received it in the mail. They were offering 150.00 dollars disney gift card for opening it. We just received our gift card in the mail and cant wait to use it in disney.
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Old 07-08-2010, 06:57 AM   #13
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I believe it is worth it, we have had ours for a few years now. We used it & had points for Disney & ended up having about 3 days of food covered last year. We are trying to have the same amount or more for our trip next year.
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Old 07-08-2010, 07:38 AM   #14
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We get a lot of benefit out of ours. We charge all of our monthly expenses and any other purchases that we have to build up our points. We usually cash them in before each trip and use them to pay for meals at WDW. It works good for us but we pay it off each month. There is no benefit of using it if you don't pay it off and then pay interest. CC interest rates are way too high.
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Old 07-08-2010, 09:51 AM   #15
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Thanks everyone for the info! Seems like the points accumulate fast to use for food or extras while vacationing, so that's a big plus as we have a few big ticket items coming up. Thanks!
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