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Old 04-20-2010, 05:30 PM   #1
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Somebody Stole My Motorcycle! (long vent)

Okay, it goes like this:

I have a 110 yr-old house in the historic district in the town where I used to live (about 30 mins from where I live now). I haven't lived there for a long time b/c I lived w/ DH for several years before we were married. I rented out the upstairs apartment, but my last tenant moved out like 3 years ago, so it's pretty much just been a place to keep all the furniture and stuff I've acquired over the years that I didn't drag w/ me to DH's. This included my Kawasaki 454 motorcycle that was parked in the backyard. It hasn't run for a long time, but I figured someday I'd get it fixed up and hit the open road again with the wind in my hair...

So the other day the guy who's been doing some work on the house, fixing it up a bit so I can put it on the market, who happens to work w/ DH at caterings, asked DH if I'd gotten the bike running. DH said "no", and he said, "well, it's gone". So DH went and checked it out for me and lo and behold, it's gone.

I have no idea exactly when it disappeared, as my handy-man hasn't been there in several weeks (he's doing this for me part-time). DH said there were a couple of college guys who used to live next door who asked him several times (when he was there to check things out for me) if I would sell it. DH always said "no, she's not interested in selling," so I'm wondering if they might have "liberated" it. If they didn't, somebody did.

So what do I do now? I've kept it insured, but since I don't have a clue as to when it was taken, can I still file a claim? I have a friend on the city police force who could probably make a report for me. It just sounds so stupid - "no, no one has lived there for 3 years," "no, the bike wasn't running," "no, I don't know when it might have been stolen - sometime between February and April - is that specific enough?" It was really old, so it's probably worth about $50 - for which I've paid $250 a year for insurance for all these years.

Any ideas?

(Okay, in case you're wondering: I didn't want to sell the house til DH & I got married, just in case I needed a place to live; no, I don't go there very often - it has a lot of bad memories for me from before I met DH - in fact, I hate the place and can't wait to get rid of it; yes, that's bizarre and I'm sure therapy would help.)
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Old 04-20-2010, 05:34 PM   #2
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I'm sorry but I don't have any advice.
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Old 04-20-2010, 06:00 PM   #3
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That's horrible I would definitely file a claim - you have a time frame of when it was taken and that's what you paid insurance for.

Mean people suck
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Old 04-20-2010, 06:07 PM   #4
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Old 04-20-2010, 06:16 PM   #5
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Definitely file a claim...you paid way too much money to not file a claim!!
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Old 04-20-2010, 06:49 PM   #6
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I would file a claim and a report also. Sorry about the motorcycle and hope the house sells soon!
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Old 04-20-2010, 06:51 PM   #7
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Old 04-20-2010, 06:53 PM   #8
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yep file a police report and contact your ins. after you have a copy of it.
if you have any pics of it, it might help with ins. payout
I had one stolen out of my driveway about 10 years ago. Had a ton of pics of it and was surprised how much ins. paid out


Also tell the police about the kids asking about it
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Old 04-20-2010, 07:05 PM   #9
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absolutely file a report and a claim...
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Old 04-20-2010, 08:22 PM   #10
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OMG Pat!!! I would definitely file a claim. And call the police! It's still a theft.

That really stinks.
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Old 04-20-2010, 08:54 PM   #11
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If it's a smalllish town, the police may spot it for you. Can't be too many of those babies on the road. Can't imagine that they would strip it for parts. Sorry it happened. Being a theft victim just stinks.
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Old 04-20-2010, 09:00 PM   #12
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I'd turn in the claim. My mother once had a cop call to tell her that one of her cars had been stolen! She had left it at the shop, they finished and put it in the parking lot. Mom forgot about it, and 6 months or so later, got that call.
The insurance still paid out - and mom had no clue when the car was stolen.

File the claim, call the cops. It's still YOUR property and no-one had the right to take it.
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Old 04-20-2010, 09:27 PM   #13
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File a claim and police report Pat! What is with people?

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Old 04-21-2010, 01:39 AM   #14
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No advice here, just
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Old 04-21-2010, 07:02 AM   #15
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Pat,
This is no diff than if you had it in storage and you didn't know it had been stolen until you went to get it out. Every year things like motorcycles, boats, and RVs come up missing from storage lots all over the country. The lot owners often assume that the property owners have moved the item. Since they owner will still need storage the bill stays pain until the item has been discovered missing.
File the report as well as the claim. What's the worst they can tell you. "Sorry. We can't help you."? Then you wouldn't be any worse off than you are now, right?
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