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Old 05-30-2011, 12:34 AM   #1
southerngirl1014
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Complicated Question

Ok so as you might be able to tell from my signature I originally had a December trip to BLT planned (our first trip "home" after buying into DVC). We were going to bring my parents, and then my sister, BIL and niece. Well we have just found out after 2 years of trying and heart ache we are finally pregnant.
We are excited but it has thrown a wrench in the plans as the baby is due right in the middle of our trip. Clearly we will not be able to go then. (Although if I could give birth in Disney I SO would, lol).

So here is my dilema. I booked using banked and borrowed points to get a 1 brd and a studio (do not ask why it is not a 2 bdrm, suffice it to say that owuld not have worked). My use year is February and I am hoping to change our trip to March.
I plan on calling on Tuesday (I assume they are closed Monday for the holiday), however I wanted to know from you guys if this would be an easy switch. Or will the borrowed points be a problem? I am very much confused on how easy/difficult this will be. I know often you guys understand more how the system works and I figured I would ask you guys before confused a poor Disney worker.

Is this going to be a mini nightmare?
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Old 05-30-2011, 12:59 AM   #2
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Both the banked points and the borrowed points will be a problem.

To put it simply, both of those sets of points are in your 2011 Use Year which runs from 2/1/11 to 1/31/12. Member Services CMs should have gone through the spiel about how banking and borrowing points are "final transactions." They cannot be un-done. You would have to use at least the banked and borrowed points for some stay which occurs prior to 1/31/12 or they are forfeit.

The current year points could be banked into the 2012 Use Year (which runs from 2/1/12 to 1/31/13.) You may also have some 2012 points left and you would be eligible to borrow from the 2013 Use Year.

If you can't use the banked and borrowed points, best solution may be to rent them out either via the web or to a friend / family member. Or you could look at taking a shorter trip just to use the banked and borrowed points during a time in 2011 when you are still able to travel.

Congrats on the pregnancy.
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Old 05-30-2011, 01:16 AM   #3
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To be honest I am sure the CM did explain this when I booked the trip. After 3 miscarriages I did not expect to get pregnant. I guess I will have to figure something out......
Is it wrong to take a one month old to Disney? Lol
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Old 05-30-2011, 01:26 AM   #4
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Quote:
Originally Posted by southerngirl1014 View Post
To be honest I am sure the CM did explain this when I booked the trip. After 3 miscarriages I did not expect to get pregnant. I guess I will have to figure something out......
That's one of the risks involved in banking and borrowing points. There are dozens of things which could derail a trip before it occurs. DVC does market travel insurance as an option.

Quote:
Is it wrong to take a one month old to Disney? Lol
I'm sure many people will tell you that there's nothing wrong with that. But there's certainly an element of risk given that you don't know what sort of health problems may impact you or the child during the pregnancy. Something as commonplace as a c-section may leave you unable to travel for weeks after the birth.

Even under the best of conditions, Walt Disney World may not be the best place to adjust to life as a parent for the first time. The entire first year can be pretty tough on parents' sleep schedules.
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Old 05-30-2011, 01:45 AM   #5
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I can't help too much, but I just wanted to wish you luck sorting everything out and congratulate you on the pregnancy!
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Old 05-30-2011, 02:24 AM   #6
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Is there anywhere closer to home you could use the points - perhaps through the Concierge Collection or maybe through exchanges? It may be worth exploring those options....
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Old 05-30-2011, 08:51 AM   #7
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Congratulations on your pregnancy!
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Old 05-30-2011, 09:03 AM   #8
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First explain the situation to MS. They may be willing to bend the rules as a one time exception.
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Old 05-30-2011, 09:24 AM   #9
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I would look into the travel insurance offered thru DVC to see if you can recoup anything that way. AND I would do that BEFORE mentioning ANYTHING about the potential for having to cancel!!
Don't count on Member services having any sympathy and giving you a break on the rules. If they did it for one they would have to do it for everyone.
CONGRATS on the pregnancy!!
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Old 05-30-2011, 10:41 AM   #10
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Thanks so much guys. I will call and see what can happen. As to being nervous about going with a small baby - yes there are risks. I suppose worse happens and I cannot go I send my family instead. They will just have to celebrate without us.

I will talk to them about the travel insurance, I cannot remember anything I did when I booked so who knows.

As to conceirge collection I do not think so. Plus to be honest because I switched jobs (again before I realized I was going to get pregnant) and so will not qualify for FMLA so I am trying to not use up vacation days before I have to go on maternity leave. Really its more of an after the baby comes option. I will update you guys with what ends up happening.

Thanks so much for all the advice.
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Old 05-30-2011, 12:59 PM   #11
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Congratulations!!!! and Pixies that you can work something out with the points.

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Old 05-30-2011, 03:01 PM   #12
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When you contact MS let ask if you can have you borrowed point back to year 2012. The last time I talked to MS they said they would make one exception in the life of the lease.

GOOD LUCK!!
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Old 05-30-2011, 06:40 PM   #13
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I agree with buying the insurance. That's a great idea. Is there any way to move the date of your vacation up and you could travel while pregnant? I actually went to WDW at 34 weeks pregnant. (Of course, my doctor approved it. I had no complications and I was very physically fit.) You could keep your points in your use year and have a little "babymoon" before junior's arrival.
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Old 05-30-2011, 07:26 PM   #14
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Be VERY careful to investigate the terms of the vacation insurance.

Right now, the birth of your child is still 6 months away. They aren't going to allow you to buy vacation insurance on a trip that's 6 mos away, AFTER you are already aware of the pregnancy, and immediately file a claim based upon said pregnancy.

Insurance is designed to address unexpected issues like weather-related travel delays, a death in the family or unplanned hospitalization. You may thing of the pregnancy as unexpected, but reality is you have 6 months to work around it.

And you didn't buy the insurance BEFORE you were aware of the pregnancy. If you had bought insurance before being aware of the pregnancy, there might be basis for a claim. That's a pre-existing condition.

Where insurance COULD help is if you decide to re-book for January, and later find out that you cannot make that trip. But even if you consider that approach, investigate the pre-existing conditions clauses carefully. They could conceivably disallow any trips scheduled within "X" weeks of a pregnancy on the basis that there is a slim chance of the individual being healthy enough to travel.
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Old 05-30-2011, 08:36 PM   #15
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Congrats on your little Pixie-to-be. Think happy thoughts about the many years of fun you'll have introducing her/him to your favorite Happy Place.
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