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Old 12-30-2007, 10:32 PM   #1
June Mommy
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Question Disney Visa and AAA help

Newbie here! I'm planning a Dec. 08 trip for myself, DH, and will-be 4.5 year old son, hoping to stay at Wilderness Lodge. This is my first time planning a Disney vacation, and my head is spinning! I'm planning to join AAA for the discount, and just applied for a Disney Visa. My question is, can I book a room-only using the AAA discount, and charge that to the Disney Visa to take advantage of the 6 month 0% financing? I'm unsure if you have to book an entire package or if a room only will work. I'm thinking of adding tickets (of course) later and 75% sure we will add the dining package, but I want to wait a little while and see how people like the '08 dining plan. I'm most anxious to get the room booked b/c that is the thing I could 'miss out' on if I wait too long. Another reason is that I'm not sure if we could actually get an entire package paid off in the 6 month time frame and want to avoid paying interest (room-only shouldn't be too hard to pay off.) Lastly, should I go through a AAA agent to book or attempt it myself? Thanks so much for any tips or information!
June
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Old 12-30-2007, 10:35 PM   #2
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Can't answer your question, but wanted to welcome you to Passporter!
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Old 12-30-2007, 10:57 PM   #3
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I'm almost positive you have to book a package, but I could be wrong. I know I got the 6 month 0% interest on my downpayment on Disney Vacation club, so maybe it's more than just packages--- but I don't think so. Hopefully someone will come along and know for sure.

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Old 12-31-2007, 12:24 AM   #4
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You have to book the package to get the six month 0 % from Visa. The following is from the Visa site.

Enjoy 0% APR vacation financing for 6 months from the date of purchase on select Walt Disney World® and Disneyland® Resorts vacation packages, all Disney Cruise Line® packages and Adventures by Disney packages when you pay with your Disney Rewards Visa Card. You can take advantage of this anytime you travel when you or your travel agent book through the Walt Disney Travel Company and purchase a ticket inclusive Disney vacation package.

For the AAA discount on packages you will need to use a AAA travel agent,
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Old 12-31-2007, 06:02 PM   #5
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June,
Welcome! Myself, DH and our 3 1/2 yo DS just got back from WDW a couple of weeks ago. We had initially planned to go when DS was 4 1/2, but just couldn't help ourselves. You will all have a GREAT time. Passporter (both the travel book and the forumns) is a great way to learn what you need to know!

Just an FYI - on the Disney Visa. We booked our package (12/5-12/14 at the Beach Club) in June of '07. You only have to put down $200 as a deposit on the package within 14 days and then you can pay a little here and a little there as you wish. (You must pay off entire balance by 45 days prior to your arrival.) If you use the Disney Visa to put your deposit and subsequest payments on, you'll have 6 months to pay off each of the individual charges. So, if you put the $200 down, you'll have 6 months from the date you charge it to pay it off. So, you can chip away at your balance a little here and there while you wait for your trip and then pay it off with the Disney Visa a little before your due date and have 6 more months to finish paying it off with Chase.

Also, a benefit of getting a package with the Disney Visa is that they come out with exclusive discount codes for certain dates. On 8/13/07, we got a code that saved us $500 off our package. At first, it didn't look like it applied to our dates/resort, but I called anyway, the CM put in the code, and it knocked off $500 - so definately worth calling anytime you find a code - even if you think it doesn't apply!

Anyway - just thought I would share my experiences with you - I was in the same position trying to figure out the best way to go and this seemed to work for us. Good Luck and enjoy your planning!
Heather
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Old 12-31-2007, 06:16 PM   #6
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Quote:
Originally Posted by June Mommy View Post
I'm planning to join AAA for the discount, and just applied for a Disney Visa. My question is, can I book a room-only using the AAA discount, and charge that to the Disney Visa to take advantage of the 6 month 0% financing? I'm unsure if you have to book an entire package or if a room only will work. I'm thinking of adding tickets (of course) later and 75% sure we will add the dining package, but I want to wait a little while and see how people like the '08 dining plan. I'm most anxious to get the room booked b/c that is the thing I could 'miss out' on if I wait too long. Another reason is that I'm not sure if we could actually get an entire package paid off in the 6 month time frame and want to avoid paying interest (room-only shouldn't be too hard to pay off.) Lastly, should I go through a AAA agent to book or attempt it myself? Thanks so much for any tips or information!
June
Welcome to the boards June!

I don't work for Chase Visa, but I'm pretty sure that offer is for packages only, not Room-Only reservations.

I DO work for AAA though...and if you're joining AAA just to get the Disney discount and member only benefits, you'll get a discount on the package and the only way to do it is w/ a AAA travel agent. When you book a package you pay a $200 deposit w/ the final balance being due about 45-60 days prior to travel.

If you book it on your own as a Room-Only and later want to convert it to a package w/ tickets and dining and STILL get the AAA discount, you'll have to call AAA so the agent can work on "taking over" the reservation from Disney to make it a qualified AAA booking for the discount and member benefits. The "taking over" (transferring the reservation) only takes a few days.

If you jump right in and book the package plus dining, and wish to change it, you can do so until you make your final payment. Once your final payment has been made, it's very close to travel time and any changes that will downgrade the package will possibly be assesed a change fee from Disney.

I think the 2008 dining plan is still a great deal. I personally cannot eat an appetizer, entree and dessert in one sitting, so for someone like me, it's a better plan.

I hope you enjoy your trip!
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Old 12-31-2007, 06:32 PM   #7
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Thank you, everyone! You've been most helpful!

Heather: You made my day by telling me the Disney Visa info about each individual charge having the 6 month 0% interest BTW, we also got married in 1999 and my DS will turn 4 in July!

Jennifer2003: I've been meaning to join AAA for awhile (esp. after my DH totalled his vehicle a couple of months ago...we could have paid for a Plus membership for the 2 of us TWICE for what it cost to have him towed!) But yes, I do definitely want it also for the Disney discount. Soooo, do you know if I booked a package through a AAA agent, could I both get the discount and use the Disney Visa with the plan above? I'm really hoping this is the case! I'll book as soon as my Visa arrives if so.
ETA: I joined AAA today

Thanks again!
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Old 12-31-2007, 06:52 PM   #8
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Even if you join AAA still keep an eye out for those discounts that Disney offers. Most times those discounts can be even better than the discount you get by going through AAA. You can try to have that discount applied to your current reservation. You would just need to contact your AAA agent and ask them to do it for you.

If you book a package now with just the room and the park tickets, you can add the dining plan at a later date. You just need to be sure to do it 7 days prior to arrival.
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Old 12-31-2007, 06:59 PM   #9
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Quote:
Jennifer2003: I've been meaning to join AAA for awhile (esp. after my DH totalled his vehicle a couple of months ago...we could have paid for a Plus membership for the 2 of us TWICE for what it cost to have him towed!) But yes, I do definitely want it also for the Disney discount. Soooo, do you know if I booked a package through a AAA agent, could I both get the discount and use the Disney Visa with the plan above? I'm really hoping this is the case! I'll book as soon as my Visa arrives if so.
ETA: I joined AAA today
Yes, you can book w/ AAA and still take advantage of the Visa offer. They're not related and they don't cancel each other out. When you pay for your trip, it will appear on your Visa statement as a transaction with The Walt Disney Travel Company. All the codes Visa and Disney need are electronic and encrypted in the transaction so there is no extra step on your part or the AAA agent...you never even have to mention you have a Disney Visa.

I'm sure the AAA Club you joined with will be glad to have you!!
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Old 12-31-2007, 07:00 PM   #10
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Even if you join AAA still keep an eye out for those discounts that Disney offers. Most times those discounts can be even better than the discount you get by going through AAA. You can try to have that discount applied to your current reservation. You would just need to contact your AAA agent and ask them to do it for you.
I called several of my clients when the Jan-March promo came out to get them to switch. And when Free Dining rolls around, our phones are off the hook!
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Old 01-01-2008, 03:43 PM   #11
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Originally Posted by June Mommy View Post
Newbie here! I'm planning a Dec. 08 trip for myself, DH, and will-be 4.5 year old son, hoping to stay at Wilderness Lodge. This is my first time planning a Disney vacation, and my head is spinning! I'm planning to join AAA for the discount, and just applied for a Disney Visa. My question is, can I book a room-only using the AAA discount, and charge that to the Disney Visa to take advantage of the 6 month 0% financing? I'm unsure if you have to book an entire package or if a room only will work. I'm thinking of adding tickets (of course) later and 75% sure we will add the dining package, but I want to wait a little while and see how people like the '08 dining plan. I'm most anxious to get the room booked b/c that is the thing I could 'miss out' on if I wait too long. Another reason is that I'm not sure if we could actually get an entire package paid off in the 6 month time frame and want to avoid paying interest (room-only shouldn't be too hard to pay off.) Lastly, should I go through a AAA agent to book or attempt it myself? Thanks so much for any tips or information!
June
Unless this has changed since April 07, you don't need to go through AAA to book your package. I called the Central Reservation line and set it up myself and asked for the AAA discount. They told me I'd have to show my AAA card when I checked in (which I actually forgot to do). I still got the discount without a problem - I showed them the card before I checked out just in case.
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Old 01-01-2008, 03:58 PM   #12
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Welcome to the boards!
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Old 01-01-2008, 08:04 PM   #13
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[quote=June Mommy;1875566]Thank you, everyone! You've been most helpful!

Heather: You made my day by telling me the Disney Visa info about each individual charge having the 6 month 0% interest BTW, we also got married in 1999 and my DS will turn 4 in July!

quote]

Glad to share the information June! It's definately a benefit to spread out the charges and extend the time it takes to pay it off - we intended to do it that way, but then I just couldn't help myself and kept paying off a little here and there and it was paid off even before the trip. Good luck on the discounts. Once you get your Disney Visa, make sure you're signed up to get e-mail offers from them - that's how you'll find out about the discount codes coming out - also keep an eye out on all the different message boards and information site for announcements. They are really limited and you have to be fast. If you are 100% determined to stay at WL, definately make your reservation as soon as you get a rate you can live with. Once the codes come out - you can give it a try and and hope for availability. If you are flexible about being willing to stay at a few different spots, you have a greater chance at being able to use the code to get a great rate somewhere.

I know that you and your family will have an amazing time at WDW in December just like we did. I often thought on our trip - if only DS was a year older he'd be enjoying it even more!

One last thing - enjoy earning your Disney rewards dollers on the visa - we used ours on everything for about a year and it covered quite a bit of our souvenirs.
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Countdown to April/May 2014 Boardwalk Inn.....3 Generations trip with my mom (first trip) and DS9 (fourth trip). DS's gonna show his Gramma the world!
My Countdown Counting down to: May 2011 POP/POLY Birthday Surprise Trip
Bummer! When I get home to read this....we'll be back from WDW!
My Previous TripsTrips with DS 2007 BC, 2009 YC, 2011 POP/POLY Universal/Epcot October 2003 Hard Rock, Universal March 2002 Hard Rock, WDW/Universal Honeymoon November 1999 Boardwalk Inn, 15+ DLR Trips since 1979
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Old 01-01-2008, 08:33 PM   #14
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Disney Visa 0 % cannot be used on a room only reservation. It must be on a package. So get in touch with a AAA TA and work with them.
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