what would you do... very long! sorry - Page 2 - PassPorter - A Community of Walt Disney World, Disneyland, Disney Cruise Line, and General Travel Forums
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You wouldn't have enough points to book at the 11 month window for anything if you did it the way you propose, so it essentially means you wouldn't have a home resort.
I'd opt for BLT. Great location. Higher dues, .
Not correct. She still have those as home resorts, two Home resorts, two separate contracts, also if she banks points from one year, uses the current year and borrows for the following year she will have 150pts. She can keep that up and rotate between the resorts, for example Boarwark 150 pts (banked, current and borrow) she can keep going around each in about 3 years each. In between she can get a transfer from another member into that contract if she wishes to return before the points replenish. In the meantime she has the other contract to play with. Since the contracts are separate she can get one transfer in one and a transfer in another since DVC only allows for one trasfer per year. It takes managing, but possible.
and just another point BLT has one of the lowest dues (newer Resort, less maint) AKV higher because of the animals. Just for your information
Not correct. She still have those as home resorts, two Home resorts, also if she banks points from one year, uses the current year and borrow following year she will have plenty. That will rotate between the resorts, for example Boarwark 150 pts (banked, current and borrow) she can keep going around each in about 3 years each. that is if she does not get a transfer from another member.
That doesn't work for someone who plans to visit every-other-year as OP indicated.
Quote:
and just another point BLT has one of the lowest dues (newer Resort, less maint) AKV higher because of the animals. Just for your information
BLT dues are very low but it has nothing to do with it being a newer resort or having less maintenance. Even owners at brand new resorts make contributions to a capital reserves fund from Day One. Those funds are set aside for repairs which will not be necessary for another 10-20 years.
Not sure how viable BLT is anyway since OP only wants 100 points. DVC won't sell so few and it may be difficult (and costly) to find such a small contract via resale. Not to mention the fact that OP didn't list BLT as an option being considered.
She can get a transfer from another member if she wishes...
I think you are missing the point.
If someone owns at two resorts and plans to visit every-other-year, they would have to flip-flop between each resort every four years. DVC does not allow members to bank/borrow 4 years worth of points for a single trip.
Split stays would be an option during each trip. But putting OP in the position of having to do a split stay during every trip (in order to get any value from that 11-month booking window) is not a very good recommendation, IMO. Speaking as someone who has spent many years dealing with a small contract and booking outside of my Home at 7 months, I would recommend ownership at one resort to anyone looking to buy just 100 pts.
Owning a small number of points at a favorite resort SOUNDS good...until you've done it for a few years.
If someone owns at two resorts and plans to visit every-other-year, they would have to flip-flop between each resort every four years. DVC does not allow members to bank/borrow 4 years worth of points for a single trip.
Split stays would be an option during each trip. But putting OP in the position of having to do a split stay during every trip (in order to get any value from that 11-month booking window) is not a very good recommendation, IMO. Speaking as someone who has spent many years dealing with a small contract and booking outside of my Home at 7 months, I would recommend ownership at one resort to anyone looking to buy just 100 pts.
and I agree and are with you but that would be her choice, some members like to stay in different resorts, experience different themes (some want the seclution of AKV and not visit parks then they move to BLT and be more active.
Others like to unpack and not move. All just personal taste.
If she does not want to move she can get a transfer Boardwalk points and stay put, There are ways, just depends what she wants to do.
I am not recommending one way or another, I voted but it is the buyer's choice and I am just giving her her options if she pleases to go that way. If the biggest factor is not to get stuck with a huge contract the smaller economically might be a choice.
, uses the current year and borrows for the following year she will have 150pts. She can keep that up and rotate between the resorts, for example Boarwark 150 pts (banked, current and borrow) she can keep going around each in about 3 years each.
Please note that I wrote every three years not four.
Banked points, UY points and Borrowed points, totally allowed to do in DVC
Sorry I made the mistake about the dues. I think what I was remembering was the increased amount to buy per point at BLT over SSR.
Still, it's hard enough to manage banking times when you only have one resort and UY to deal with. Imagine having two? Yikes.
I guess splitting the points would make sense if you had the same UY and if you wanted to split your two weeks every other year at different resorts so you could use the 11 month window.
Sorry I made the mistake about the dues. I think what I was remembering was the increased amount to buy per point at BLT over SSR.
Still, it's hard enough to manage banking times when you only have one resort and UY to deal with. Imagine having two? Yikes.
I guess splitting the points would make sense if you had the same UY and if you wanted to split your two weeks every other year at different resorts so you could use the 11 month window.
I totally agree with you, I personally do not have the talents but there are some that can for example DVCMike has like 5 home resorts!. How he keeps it all straight I marvel at it.
Some Members love that challenge, others like you and me do not. I was just showing her how she can make that work if she chooses to go that way.
Please note that I wrote every three years not four.
Banked points, UY points and Borrowed points, totally allowed to do in DVC
And you are correct there but again you are either not seeing the full picture or are not presenting OP with a full understanding of what would happen.
To illustrate:
OP buys in 2010 and receives first points in 2010.
1st Trip: BWV in 2011. Points used are 2010 (banked), 2011 and 2012 (borrowed.)
2nd Trip: SSR in 2013. Points used are 2012 (banked), 2013 and 2014 (borrowed.)
What happened to the SSR points for 2010 and 2011? How would OP use those points when purchasing two contracts for every-other-year use? If you are advising someone who plans to visit 1-2 times per year, using 3 years' worth of points for a single stay is quite a bit easier than managing every-other-year trips.
3rd Trip: BWV in 2015. Points used are 2014 (banked), 2015 and 2016 (borrowed.) Again, the 2013 points on the BoardWalk contract were never used.
It gets even more complicated when you drill down to the details. Let's assume OP buys 50 points at the BoardWalk and that the 1st Trip noted above requires 145 points. So in reality she would be using 50 points from 2010, 50 points from 2011 and only 45 points from 2012. That leaves 5 leftover points from 2012 that need to be booked 7 months or they would simply be lost.
Purchasing two separate contracts for every-other-year use would result in either mandatory split-stays, bookings at the 7 month window or even lost points that cannot otherwise be used. Sure it is ultimately OP's decision, but those are some pretty big asterisks to omit when suggesting a course of action.
Before buying the dual contracts, my advice to OP would be to sit down with a sheet of paper & the point charts and map out how you would use the points over your first 4-5 trips. Just use approximate resorts, dates and views. See if you actually CAN use every point in a manner that you would find satisfying. Get a sense of what would be booked at 11 months vs. 7 months and what sort of pitfalls you are likely to encounter.
And you are correct there but again you are either not seeing the full picture or are not presenting OP with a full understanding of what would happen.
To illustrate:
OP buys in 2010 and receives first points in 2010.
1st Trip: BWV in 2011. Points used are 2010 (banked), 2011 and 2012 (borrowed.)
2nd Trip: SSR in 2013. Points used are 2012 (banked), 2013 and 2014 (borrowed.)
What happened to the SSR points for 2010 and 2011? How would OP use those points when purchasing two contracts for every-other-year use? If you are advising someone who plans to visit 1-2 times per year, using 3 years' worth of points for a single stay is quite a bit easier than managing every-other-year trips.
3rd Trip: BWV in 2015. Points used are 2014 (banked), 2015 and 2016 (borrowed.) Again, the 2013 points on the BoardWalk contract were never used.
It gets even more complicated when you drill down to the details. Let's assume OP buys 50 points at the BoardWalk and that the 1st Trip noted above requires 145 points. So in reality she would be using 50 points from 2010, 50 points from 2011 and only 45 points from 2012. That leaves 5 leftover points from 2012 that need to be booked 7 months or they would simply be lost.
Purchasing two separate contracts for every-other-year use would result in either mandatory split-stays, bookings at the 7 month window or even lost points that cannot otherwise be used. Sure it is ultimately OP's decision, but those are some pretty big asterisks to omit when suggesting a course of action.
Before buying the dual contracts, my advice to OP would be to sit down with a sheet of paper & the point charts and map out how you would use the points over your first 4-5 trips. Just use approximate resorts, dates and views. See if you actually CAN use every point in a manner that you would find satisfying. Get a sense of what would be booked at 11 months vs. 7 months and what sort of pitfalls you are likely to encounter.
Thanks for the explanation. again, what I wrote is how I know other members in this situation do it, what I wrote is how she can make it work IF she chooses to go that way, her decition, her points, her vacation. Might not be what I or you do. I know a member that has 5 home resorts, how he does it, I do not know but he likes it, I would not do it but I respect that there are different ways of doing things and each person has the right to choose.
As to answer what she can do with those left 5 points?, I think DVC is allowing to buy points to complete a reservation? (it is new, correct me if I am wrong...) but is another way she can do this.
Yeah I didnt really explain myself very well ... I was planning to have a split stay every vacation between two resorts. using pretty much 100 on each for a studio. knowing that sometimes I would have to loose a few points as I can only vacation every other year and sometimes I would have to borrow a few.
Looking at all your views I can see how it could get really confusing and muddly the whole two use year thingy!
and being forced to have a split stay might get more annoying in the long run and if we then only want to visit one resort it sounds like it would make things more complicated.
Im normally very organised I have to be as I have mild dyspraxia (my memory and abilty to organise are affected) so I write everything down and my diary is my bible. I figured managing banking and borrowing would be a case of good recording after my booking my vacation, but I guess if I get it wrong it could cost me a lot!
I would love BLTs but I just cant afford the $3500 difference between initial cost for SSR and BLTs plus contracts there for 120 are rare and I certainly cannot afford to buy 160pts direct at the moment.
__________________
Clare Loves Stitch
"sometimes the right path is not the easiest one"
Grandmother Willow - Pocahontas
Proud DVC owner at BWV from March 2011
Yeah I didnt really explain myself very well ... I was planning to have a split stay every vacation between two resorts. using pretty much 100 on each for a studio. knowing that sometimes I would have to loose a few points as I can only vacation every other year and sometimes I would have to borrow a few.
Looking at all your views I can see how it could get really confusing and muddly the whole two use year thingy!
and being forced to have a split stay might get more annoying in the long run and if we then only want to visit one resort it sounds like it would make things more complicated.
Im normally very organised I have to be as I have mild dyspraxia (my memory and abilty to organise are affected) so I write everything down and my diary is my bible. I figured managing banking and borrowing would be a case of good recording after my booking my vacation, but I guess if I get it wrong it could cost me a lot!
I would love BLTs but I just cant afford the $3500 difference between initial cost for SSR and BLTs plus contracts there for 120 are rare and I certainly cannot afford to buy 160pts direct at the moment.
a friend of mine did this: She bought a very small contract, just to get herself in then once she was a member she added on 220 pts directly from Disney, got all sorts of incentives and got with the Disney Payment plan, which is better once you are a member. that might be another option if you love BLT. Like you can buy just one contract for 50pts then add on BLT for whatever points and then if you want to you can sell the small contract and just keep the big one.
I bought AKV and my sister BLT. I call DVC often and ask all kinds of questions and write it down, when is the due date for banking, etc etc so that both them and I are on the same page. Let us know what you decide, one thing I tell you, We LOVE being DVC members, I cannot wait to write you "Welcome Home"...
My usual vacation plans will be two weeks every other year (due to the flight costs) and really dont mind when I visit (we have no children and not set vacation times at work).
do I buy 50-60pts at BWV/BCV and then add 50 points on a SSR. so i can have the best of both worlds . This is my heart option.
or do I buy 120 pts at SSR which would be about the same price? and hope I get in at a boarwalk resort at 7 months most of the time? This is my head option.
what would you do.......
There is no right or wrong answer. If it were my decision, I'd buy 50-60 points at BWV and 50 points at SSR. I'd use the points in alternating years, i.e., one year I'd stay at BWV, and the next I'd stay at SSR.
I'd use a combination of banking and borrowing to ensure I used all the points.
I'd do this because I enjoy calling DVC and always getting the exact reservation I want. I'm never unsatisfied and I never have to worry if a waitlist is going to come through or not. For me, the 11-month home priority booking period is worth it.
Yes, you could just buy all SSR points and try to book BWV at the 7-mo window. Chances are you'd be successful many times, but not always. I'd rather have the peace of mind that I'll get exactly what I want.
I would love BLTs but I just cant afford the $3500 difference between initial cost for SSR and BLTs plus contracts there for 120 are rare and I certainly cannot afford to buy 160pts direct at the moment.
BLT Is always going to be more expensive than SSR.
there are some 50 point contracts out there for BLT - have one. So if you have a resaler that you trust - just have them look for you a contract.
if you really love and I mean love BLT. otherwise would go with BCV. (that is what I would do now)
brought BLT back when was working. don't know if would make the same decision now.
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