buying resale or thru disney? [Disney Vacation Club contracts] - PassPorter - A Community of Walt Disney World, Disneyland, Disney Cruise Line, and General Travel Forums
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buying resale or thru disney? [Disney Vacation Club contracts]
My husband and I have finally decided to buy into DVC!!!. We won't be able to do it until the first of the year as we want to pay cash. My dilema, do we buy thru resale or do we go thru Disney. Not sure of what the benefits would be to go thru Disney when it seems so much more expensive. Am I missing something?
What are the pros and cons of both?
Thanks for your help
Julie
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My boyfriend and I went through Disney to join the DVC. Personally I would purchase through Disney. I know that they are a little bit more expensive but recently Disney has announced that people who buy through resale can only use those points to book rooms @ DVC resorts or through the RCI exchange collection. Meaning that points cannot be used for the Disney Collection, Concierge collection or Adventurers Collection, so if you at any point wanted to book a cruise using points you would not be able to if you bought through resale. Also Disney does state they have the right to refuse a purchase through resale. Hopefully this helps.
My boyfriend and I went through Disney to join the DVC. Personally I would purchase through Disney. I know that they are a little bit more expensive but recently Disney has announced that people who buy through resale can only use those points to book rooms @ DVC resorts or through the RCI exchange collection. Meaning that points cannot be used for the Disney Collection, Concierge collection or Adventurers Collection, so if you at any point wanted to book a cruise using points you would not be able to if you bought through resale. Also Disney does state they have the right to refuse a purchase through resale. Hopefully this helps.
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We purchased resale and recommend that. It takes a little longer to go through the closing process but it worth it for the amount of money you will save. Buying points through Disney is very expensive and if you had to sell them you would lose a lot of money. With Disneys new rules of resale purchases you can only use the points at Disney resorts but that is the best use of points anyway. If you were buying to trade points out to stay at non disney locations you might consider looking at other time share option. My one recommendation if purchasing resale is use a reputable agent such as DVC by Resale or the Timeshare Store.
We've always bought through the DVC directly and every time we have, it's been because they've offered such great incentives. It's worth checking out what incentives are on at the time you're looking to buy, as they may influence your decision. deciding.
We bought through disney because of the incentives. They matched our down payment and we got a years worth of points for the first year in addition the the ones we bought. So we had 2 years of points the first year to do what we wanted with.
I've bought resale and I would do it again despite the new restrictions. I got my BCV points for $78 pp when disney wanted to sell them to me for $114 pp. I laughed when the DVC rep told me the price. I don't ever plan on using my points for anything other than a DVC stay so it doesn't matter to me about the new rule.
If you want to buy at Aulani or Bay Lake Tower, IMO it makes most sense to buy direct. The price savings via resale isn't dramatic enough to justify that course...again, IMO.
As for the others, you'll have to do a lot of soul-searching to determine whether you are willing to forego the benefits lost with a resale purchase.
My advice would be to try and find someone who has been a member for 10+ years and ask them how their outlook has changed over the years. Obviously points go furthest when used for DVC accommodations so the logical advice is to buy with the intent of using exclusively for DVC resort stays. But IMO, that outlook can change dramatically over time. 40+ years of theme park visits sounds like heaven when you're signing the papers, but do you think you will really feel that way after 10 years? 20 years? 30 years? That's a lot of trips on Soarin and Expedition Everest. That's a lot of aging for you and your family.
We have been members for 8 years and have never used a point for a non-DVC resort. But I have to say, the more time that passess, the more I can see it happening someday. Maybe we will want to go to Disneyland Paris someday or use points for a cruise instead of paying cash.
IMO, being banned from those options for the life of the contract is a pretty big carrot to leave on the table when buying resale. When adding-on I can see having some direct and some resale contracts. At least then the option still exists. But being permanently banned from non-DVC hotels, Disney Cruise Line and so on is a very restrictive limitation.
If you want to buy at Aulani or Bay Lake Tower, IMO it makes most sense to buy direct. The price savings via resale isn't dramatic enough to justify that course...again, IMO.
As for the others, you'll have to do a lot of soul-searching to determine whether you are willing to forego the benefits lost with a resale purchase.
My advice would be to try and find someone who has been a member for 10+ years and ask them how their outlook has changed over the years. Obviously points go furthest when used for DVC accommodations so the logical advice is to buy with the intent of using exclusively for DVC resort stays. But IMO, that outlook can change dramatically over time. 40+ years of theme park visits sounds like heaven when you're signing the papers, but do you think you will really feel that way after 10 years? 20 years? 30 years? That's a lot of trips on Soarin and Expedition Everest. That's a lot of aging for you and your family.
We have been members for 8 years and have never used a point for a non-DVC resort. But I have to say, the more time that passess, the more I can see it happening someday. Maybe we will want to go to Disneyland Paris someday or use points for a cruise instead of paying cash.
IMO, being banned from those options for the life of the contract is a pretty big carrot to leave on the table when buying resale. When adding-on I can see having some direct and some resale contracts. At least then the option still exists. But being permanently banned from non-DVC hotels, Disney Cruise Line and so on is a very restrictive limitation.
I think looking at the future we may want to use in other ways especially the cruises. I think that we have decided that we are going to go direct and not lose the other benefits we may want to use down the road. Thank you for pointing this out it is an excellent argument.
Okay so we know we want DVC now we are struggling with resale vs Disney. I see pros and cons for both.
First does anyone know if you buy resale can you use your points at Disneyland Paris or Hongkong?
I know we can't use them for cruises or ABD.
Also do you think your home really makes a difference. I like the animal kingdom villas but Saratoga springs seem to be less expensive per point. I'm not really looking at annual dues cause I know they will increase. Thanks
Okay so we know we want DVC now we are struggling with resale vs Disney. I see pros and cons for both.
First does anyone know if you buy resale can you use your points at Disneyland Paris or Hongkong?
I know we can't use them for cruises or ABD.
Also do you think your home really makes a difference. I like the animal kingdom villas but Saratoga springs seem to be less expensive per point. I'm not really looking at annual dues cause I know they will increase. Thanks
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Disneyland Paris and Hong Kong Disney would both be considered the Disney collection, which is one of the collections no longer available to those who purchase resale.
The biggest difference in home resorts (besides annual dues) would be your home resort booking advantage. AKLV has concierge DVC rooms, which book quickly! If you are interested in those, the 11 month booking window at AKLV would be important.
Also do you think your home really makes a difference. I like the animal kingdom villas but Saratoga springs seem to be less expensive per point. I'm not really looking at annual dues cause I know they will increase. Thanks
I would recommend you buy where you want to stay. It doesn't make a difference if you don't mind staying in your home resort. It would be recommended that you make your res at the 11 month mark especially if you are going at a busy time. Then at 7 months try to change to another resort. Sometime you can get in and sometime you can't so its important that you like your home resort.
One other thing that might help. You didn't mention how many points you would need but if you needed to purchase a lot of points I beleive Disney will let you split them into at least two smaller contract if you are buying directly from them. Smaller contracts are easy to resell and you can usually get more $ per point for them. Later in life if you realized you didn't need all of your points you could sell one of the contracts too. Just something more to think about.
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